Good questions,plain answers.

Adults living in the Kingdom with a bank account in their own name. The app verifies your identity digitally during sign-up.

You can start a goal from SAR 100 a month as an example, and change or pause it whenever you like.

A few minutes in most cases. Sometimes we need an extra document, and we'll tell you clearly if so.

We suggest a portfolio from your answers and your goal's date, but that isn't full financial planning. For big decisions, speak to a licensed adviser.

Yes, as many as you need. Each goal has its own amount, date and portfolio.

The app lets you know and suggests options: raise the amount a little, move the date, or add a one-off top-up. It's your call.

Yes, with no fee in our example table. We first show you how the expected ups and downs would change.

You choose an amount and a day; the amount moves from your bank each month and is invested on the next working day.

Yes. Goals have no lock-in. Withdrawals go to a bank account in your name, usually within a few working days. The value then could be lower than what you put in.

One yearly management fee that falls as your balance grows. See the example fee table.

No. Investing carries risk, and your portfolio can go down as well as up. Numbers on this site are examples to show how it works.

Every portfolio follows Sharia screening rules: no interest-based instruments, no prohibited businesses, and financial ratios checked for every holding. Read our Sharia approach.

The app estimates zakat on your portfolio's value once a year and shows how it was worked out. Paying it is your decision, and methods can differ by scholarly opinion.

If a small part of income came from an impure source, the app calculates it and suggests you give it away.

With an independent custodian, apart from the company's own money. Details on the security page.

Write to security@ghars.example from your registered email so we can lock the device, then sign in on a new one after verification.

Withdraw your balances, then ask to close from settings. We keep some records for as long as the rules require, as explained in Privacy.