Ghars meansto plant.
Whoever plants a palm doesn't expect dates tomorrow. That's the whole idea: small amounts, patiently, for things that really matter.
Many people want to save for a home, Hajj or their children's education, and then the end of the month arrives.
The problem was never the intention. It was that saving is a decision you have to make again every month, and that investing tools speak a language that isn't people's own, or ignore their values. We built Ghars to make saving an automatic habit, in plain words, with a Sharia method anyone can read.
Four principles, no exceptions.
- 01
Patience before speed
We don't design the app to be opened ten times a day. It's better if you forget it's working.
- 02
Clarity before shine
Every number in the app comes with a plain explanation, and every fee is shown before you pay it.
- 03
Clean before clever
We won't add any product that fails Sharia screening, even if its expected return is higher.
- 04
Your money, your name
Held by an independent custodian, withdrawn only to your own account. That isn't a feature; it's the foundation.
Engineers, designers and finance people.
A small team working across Riyadh, Jeddah and remotely, writing in Arabic first and testing every screen with real people before it ships.
Join us