Name it. Date it.Grow it.
In Ghars every riyal belongs to something. Each goal has its own amount, its own date and its own portfolio, and you see them all on one calm screen.
- 01HomeBuild the down payment without touching your day-to-day account.Typical horizon5 to 10 years
- 02HajjPrepare for the journey of a lifetime with a plan as clean as the intention.Typical horizon2 to 5 years
- 03EducationStart when they start school. Arrive at university ready.Typical horizon10 to 18 years
- 04RetirementThe longest goal grows the most rings. Start early, start small.Typical horizon15+ years
Education and retirement start straight from sign-up; the home and Hajj pages walk through a plan in detail.
Separate on purpose
Four goals, four sets of rings that never mix.
Withdraw from Hajj and the home goal doesn't move. Each goal gets a portfolio that suits its own date, not one mix for everything.
HomeExample · 62% of goal
HajjExample · 88% of goal
EducationExample · 34% of goal
RetirementExample · just started
The date picks the mix
The further the date, the wider the rings can be.
This is what we usually suggest. You can always choose a calmer mix.
| Goal | Horizon | Suggested mix | Monthly · example |
|---|---|---|---|
| Hajj | Under 5 years | Steady | SAR 400 |
| Home | 5 to 10 years | Balanced | SAR 2,000 |
| Education | 10 to 18 years | Growth | SAR 500 |
| Retirement | 15+ years | Growth | SAR 1,000 |
More than one goal? That's normal.
Add as many as you need and order them by priority. If one month is tight, pause one goal and let the others keep growing.
Start your first goal